Insurance Coverage

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Financially Accessible Spine Surgery

Dr. George Kakoulides firmly believes that minimally invasive spine surgery should be financially accessible to everyone. An affiliate of Long Island Brain & Spine, he works closely with most of the major commercial insurance providers in New York, and he also sees patients covered by the New York State Health Insurance Program

We work with the following providers:

Navigating Insurance Coverage

Dealing with insurance coverage can be complex, confusing, and incredibly stressful, especially when you are placed under increasing financial responsibilities. These days, increasing deductibles and twenty to fifty percent coinsurance shift the cost of medical care to the consumer rather than the insurance company.

Whether you’re dealing with a traumatic injury, chronic condition, or spine-related issues from a motor vehicle or work-related accident, Dr. George Kakoulides is dedicated to providing optimal care. We have a longstanding relationship with most commercial insurance providers, and our insurance team can work with you to help you secure appropriate coverage.

If your insurance provider isn’t listed below, or you have concerns about coverage, please contact our team for more information. We are confident we can find solutions to help you access affordable healthcare. We work with the following insurance providers:

    • United Health Care (UHC)
    • Aetna
    • Cigna
    • Oxford
    • GHI/emblem
    • Health net
    • Magna care
    • Fidelis
    • Health First Health Plans

Worker’s Compensation &
No-Fault Insurances

For those covered by Worker’s Compensation or No-Fault insurance, please provide us with your insurance information before your scheduled visit. This allows us to verify your coverage efficiently. Ensuring we have your insurance details in advance helps streamline the process and ensures you receive the care you need without delays.


If your health plan mandates a referral for consultation with Dr. Kakoulides, please provide us with the referral details before your appointment. Referrals must be procured from your primary care physician. Failure to obtain a referral will necessitate upfront payment for your visit. Your cooperation ensures a smoother process and timely access to our specialized care.


Diagnostic Testing Authorization
Many insurance companies mandate prior authorization for diagnostic tests such as MRI, CT scans, and EMG/CV studies. It is advisable to schedule these tests only after receiving the required authorization from your insurance provider. Our team will work to secure the necessary authorizations on your behalf to minimize delays in your care.

Physical Therapy Approval
Obtaining approval for physical therapy is essential for continuity of care. While Worker’s Compensation may allow initial sessions without authorization for new injuries, subsequent sessions may require approval based on submitted qualifying information. We will assist in obtaining approvals to ensure seamless access to physical therapy.

Surgical Procedure Authorization
Specific requirements for surgical procedure authorization vary by insurance carrier. Our team will work diligently to obtain the necessary authorization from your insurer. Please note that this process may take up to 25 business days, so it’s crucial to plan accordingly and communicate with us promptly to avoid delays in scheduling your procedure.

Deductible & Coinsurance

It is our policy to bill patients for out-of-pocket expenses, including deductibles and coinsurance. However, our team can provide assistance and clarification regarding your deductible and coinsurance obligations according to your insurance plan.

Filing A Claim On Your Behalf

We will submit claims to your insurance company on your behalf with your signed assignment of benefits. This allows for smoother claim processing. However, it’s important to note that under an assignment of benefits, you remain responsible for ensuring your insurance company pays us the covered amount, and you are also responsible for the account balance.

Contact Dr. George Kakoulides

Dr. Kakoulides’ team can help you gain optimal insurance coverage from your providers. We can also discuss alternative financing options to help you access affordable treatment according to your healthcare budget. If you have any concerns about insurance coverage, please schedule an appointment with Dr. Kakoulides today.